Terms of Service

Last updated: March 21, 2026

1. Acceptance of Terms

By accessing or purchasing from 12-habits.com, you agree to these Terms of Service. If you do not agree, please do not use the site.

2. Digital Products

All guides and digital products are delivered electronically. Due to the instant-download nature of digital products, all sales are final unless covered by our satisfaction guarantee (see Section 5).

3. Momentum Membership

  • Membership is billed at $49/month
  • You may cancel at any time from your account; access continues through the end of your billing period
  • No partial-month refunds
  • Content is for personal use only and may not be redistributed

4. Intellectual Property

All content on this site — including guides, frameworks, and the Twelfth Habits System — is the intellectual property of Nathan Y. Atkins / Twelfth Habits LLC. Unauthorized reproduction or distribution is prohibited.

5. Satisfaction Guarantee

If you're not satisfied with a guide or Momentum membership within 30 days of purchase, email us at support@12-habits.com for a full refund. This is a no-results guarantee — results depend on your commitment to the system.

6. Disclaimer

Twelfth Habits is not a medical, therapeutic, or mental health service. If you are experiencing a mental health crisis or medical concern, please seek qualified professional support. This system is designed for habit architecture and personal performance — not clinical treatment.

7. Limitation of Liability

Twelfth Habits and Nathan Y. Atkins are not liable for any indirect, incidental, or consequential damages arising from use of this site or its products. Our maximum liability is limited to the amount you paid for the relevant product.

8. Governing Law

These terms are governed by the laws of the United States. Disputes will be resolved through binding arbitration where permitted by law.

9. Contact

Questions? Email us at support@12-habits.com

Twelfth Habits

An identity first operating system for people who want consistency without burnout. No hype. No hustle worship. Just architecture.

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© 2026 Nathan Y. Atkins | All rights reserved. Twelfth Habits™

Safety Disclaimer: I'm not a medical or mental health professional. If you're in crisis or have concerning symptoms, seek professional support. This system is for habits, systems, and decision architecture, and makes no promises or guarantees of results.